Gibson Sotheby's International Realty
Dee Higgins, Gibson Sotheby's International RealtyPhone: (508) 221-8599
Email: [email protected]

Does your homeowners insurance cover termite damage?

by Dee Higgins 08/07/2023

yellow image with figure of termite

Owning a home can be a wonderful experience. You have your very own space to do as you please. However, there are also many challenges to homeownership. Every year, many homeowners battle termite damage. This guide provides a basic understanding of termite damage coverage and how to protect your home from these critters. 

Does homeowners insurance cover termite damage to your home? 

Unfortunately, home insurance policies don’t offer coverage for damages to your property from termite infestations. Subterranean termites tunneling and eating away at your home is a slow process, whereas homeowners insurance is reserved for unforeseen emergencies and accidents. Insurance companies consider termite prevention as a normal part of home maintenance. 

How do you detect termite damage?

So, how do you detect termites to prevent damage? Doing routine checks a few times a year can greatly help in spotting a termite infestation before extreme damages occur. For example, you may notice a pile of insect wings. A specialist can identify if they belong to termites and examine your home for damages. Hiring a professional usually costs around $50 to $200. 

Defend your home from termites

With the right preventative measures, you can stop termites from invading your home. These include: 

  • Not stockpiling firewood close to your home. 
  • Make sure water from storm drains doesn’t fall too close to your home’s foundation.
  • Check areas around your home for tunneling. 

Termite damage can be an annoyance. However, the right surveillance and being proactive will protect your space. Speak with a local termite specialist today for more information.

About the Author
Author

Dee Higgins

As a native of Cape Cod, having grown up on its beaches, attended its schools and lived here all my life, I have an extreme appreciation and enthusiasm for this special part of the world. With my strong local perspective I bring extensive knowledge of the area, its values, schools and architecture. As part of a large family growing up, my well honed negotiating skills developed early! I pride myself on the values of honesty, integrity and hard work and I am committed to providing my clients and customers with extraordinary satisfaction in every transaction. As a Top Producing Cape Cod REALTOR® and Gibson SIR Brewster Office’s # 1 Agent in 2014, 2015, 2017, 2018, 2019, 2020, 2021, 2022 & 2023, I have successfully assisted Buyers and Sellers since 2006 with 273+ property sales. Take advantage of my local knowledge and experience and let me help you achieve your goals!